How to Build a Good Credit Score

How to Build a Good Credit Score

Your credit score impacts many parts of your life – interest rates on loans, credit card applications, and more.  Unfortunately, how to build a good credit score is often counterintuitive. For example, did you know closing an old account could cause your credit score to drop?  Your credit score is a signal to lenders about […]

What is a Credit Freeze?

What is a Credit Freeze

Did you know that your information, such as your Social Security number, date of birth, and other pieces of information needed to open credit in your name, may be available on the dark web, available for purchase?  With data breaches becoming common and the Equifax data breach in 2017 where 147 million people had their […]

5 Steps to Help Protect Your Credit as a Widow

5 Steps to Help Protect Your Credit as a Widow

There were 1,387,615 identity theft cases in 2020.  There were 2.18 million reports of fraud.  It’s very important to protect your credit as a widow. Identity theft is not an easy road to recover from.  At a time when bills need to be paid, funeral arrangements need to be organized, and it’s tough to feel […]