What to Do With An Old Annuity: 6 Options
A common question I am often asked is, “What should I do with an old annuity?” Maybe you decided years ago that it made sense to buy an annuity, were sold one without fully understanding it, or you had an agent explain it poorly to you. People often buy an annuity, leave it for a […]
9 Lessons I’ve Learned About Death and Money
My dad died in July of 2023. These are the 9 lessons I learned about death and money during his 7 year battle with Stage IV Lung Cancer, increased cognitive impairment, relapse after 20 plus years of being sober, his death, and life post-death. As a financial planner, I’m privileged to be alongside people as […]
How to Create a Paycheck in Retirement: 5 Steps to Follow
Deciding how to create a paycheck in retirement is one of the key decisions people often bring up to me in a first meeting. When you work for thirty or more years and are used to a regular paycheck, it can feel daunting not knowing where your next paycheck will come from. Most people will […]
How to Use Your HSA in Retirement
Health savings accounts (HSAs) are not only a powerful planning tool to pay for qualified medical expenses, you can also use your HSA in retirement. HSAs are triple tax-advantaged. You get a tax deduction for contributions, pay no taxes on earnings, and can withdraw money tax-free for qualified medical expenses. Whether you are early in […]
Kindness Financial Planning Turns 2 – Reflections from the 2nd Year
NY Times feature
2023 Year-End Tax Planning Checklist
Are you afraid that you may be paying too much in taxes? Although it’s close to the end of the year and tax planning should be year-round, don’t be the person who finds out in 2024 that they paid the IRS too much for 2023! If you haven’t done any tax planning for 2023 yet, […]
Should I Invest or Pay Off My Mortgage?
One of the most common questions I receive as a financial planner is, “Should I invest or pay off my mortgage?” The “right answer” depends on the person. For some people, paying off the mortgage instead of investing makes more sense. For others, investing is a better option. There are many factors to consider. Plus, […]
How to Emotionally Prepare for Retirement
Have you started to emotionally prepare for retirement? If not, now may be the time. It’s not enough to only prepare financially. I’ve met people who have prepared financially for retirement and found the beginning part of retirement a challenge because they didn’t prepare emotionally. Retirement is one of the few events in life where […]
27 Retirement Planning Mistakes People Make That You May Regret
Retirement is an exciting milestone! Many look forward to it, eager to experience weeks without work and time to do as they please. They’ve worked decades, and now, want to enjoy the fruits of their labor. You get one opportunity to retire well. If you don’t, you may need to head back to work. These […]
How to Create a Digital Estate Plan – 3 Steps You Can Take
Let’s run through a scenario: you are driving home tomorrow and are hit by a reckless driver. You die on the spot. What happens to your digital assets? Do you have a digital estate plan? How do your family or friends access it? I’ve helped people pick up the pieces after a death and know […]
